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And there is no need to be nervous about making such a change to your W-4. The withholding allowances you enter into your W-4 do not determine your tax bill, just how much you pay per paycheck. That means it’s perfectly legal to change the withholding allowances on your W-4, provided you claim the correct number of allowances on your actual tax return.


Don't forget the possibility of borrowing, hiring or buying DVD sets from the library, video store or retailers for shows you like. If there is only one or two shows you like on some extra cost channels, it might be cheaper to forgo watching them now and wait for the DVD to come out instead. Or, watch the show online rather than purchasing extra channels you rarely watch.
Take Spectrum for example. You can get cable TV for as cheap as $30 a month when you bundle with internet and home phone service. The total cost of your bill for all three bundled services would be cheaper than purchasing cable TV by itself from some other providers. Now that's what we call a deal! There's no need to go through the hassle of paying three separate bills every month, when you could just bundle them on one bill AND save at the same time. If you already have an internet provider that you love but you still want to experience the perks of a bundle, check out DIRECTV. This provider partners with most major internet providers, so you can keep the high-speed internet service you love, get all of your favorite TV networks, and save!
What You Can Watch Hundreds of channels and Netflix and Amazon Prime TV shows, movies, and original programs. A DVR that lets you record shows. Premium Netflix lets four people use the service on different devices at the same time and includes 4K programming. (Basic allows for only one screen at a time.) Broadcast TV channels such as ABC and NBC, if you live in a bigger market, plus about 50 cable channels, and Netflix and Amazon Prime TV shows, movies, and original programs. Hulu With Live TV comes with a cloud-based DVR that lets you record shows. Free over-the-air broadcast channels, mainly for local news and sports; Netflix movies and original series; and all of HBO’s lineup of movies and original shows, from “Silicon Valley” to “Last Week Tonight with John Oliver.” Free TV from channels that offer it (most broadcast channels and a few cable networks offer some free shows online), plus two movie rentals ($6 each) and two TV rentals ($3 each) each month.
Initial installation may be more expensive with satellite service than initial installation with cable TV. Satellite dishes can be costly, so if your plan doesn’t include a satellite dish and installation, you can end up paying a good deal extra for these services. However, a lot of companies will include a satellite dish and installation for no extra cost, so just be sure to read the fine print.
PlayStation Vue will lead to ditch cable TV and still enjoy plenty of live channels and DVR features. Ironically, you don’t even need a PlayStation. PlayStation Vue has become the third live-TV streaming service to declare price hikes alongside Sling TV and  DirecTV Now. Access level will cost$39.99 per month, Core will be $44.99, Elite is $54.99 and Ultra will be $74.99 per month.  You can enjoy PlayStation™Vue on multiple devices all at the same time. Watch on the web, stream on up to five devices at once, and watch live TV in every room of your house with PlayStation™Vue. 
Netflix.com: There is a monthly cost associated with Netflix , but the added convenience of keeping the movies and TV shows as long as you want, and being able to stream a selection of movies and TV shows over the computer through one of the options above, make it worth it.  $8.99 for the basic package, plus you can get a 1 month netflix free trial!
Not sure if anyone has mentioned this: We pay for standalone high-speed cable Internet service. I connected a digital splitter so that one cable goes to the modem and the other to two TVs in our house. For the price of Internet service, we also get all the over-the air stations (cable quality). These include PBS (5 stations), CBS (2 stations), ABC (3 stations), NBC (3 stations), Fox (2 stations) plus an assortment of other over-the air stations in the 70-100 range–where the local access stations are also located.
Just a few years ago, I never thought I would be staff writing, and I never even thought about it. But once I began, I really started to enjoy it. I really love to write (yes, I do realize that I’m not the best and I probably should proofread more, but I do like to talk), and writing for different blogs was fun for me. How are people supposed to know that you are looking for a freelance writing position?
If you decide that you want more channels than those offered by the “basic” package, you can search online for the cheapest deals in the “standard” tier. An Internet search for “cheap cable” will bring up many websites that allow you to compare all of the different packages offered by cable providers in your area. Type in your zip code and research the different options available to you. Perhaps draw up a chart to compare the pricing and which channels and features you get for the money; doing this will help you to quickly visualize which provider is offering you the best deal for your money.

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Hi Kayla! I think I’ve read EVERY word on this particular blog! It has been HIGHLY informative! I’m too wanting to cut cable. These prices . . . man! Who can afford this stuff? I know I can’t anymore. From what I’ve gathered, with a Smart Tv, looks like I can stream Netflix and Hulu. For other channels I and my son like to watch I’ll need Sling. And for local channels an antenna. My question is for internet or streaming, do I HAVE to have an ISP? Can I purchase a modem and/or router? I know internet only plans are much cheaper but if I can get outta paying for that as well I sure would like to!! MUCH thanks to you!! I am now your FAN ?


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For example, if your TV isn’t working, you can designate whether it’s grainy, frozen, tiled, blue, or black. After a few more questions about your service, you’ll get a specific solution and clear way forward (even if that means scheduling professional help). It’s a small convenience, but we love the option to handle simple fixes ourselves, instead of having to parse through outdated forums or spend our lunch break on hold with a technician.
The Internet is your friend. As long as you have an internet connection, you can still watch some television. Many of the TV networks post videos of their shows on their websites which are available to watch for free. There are a number of other websites which provide hundreds of television series links, and allow you to browse the shows and watch all from their website. Some of the sites provide the service for free, while others charge a few bucks a month to users but either way, you’re going to save a lot of money compared to your existing cable bill.
Hey I noticed that you keep mentioning you need internet, but haven’t said whether you need and internet device like a wifi hotspot etc, or whether having a wifi service via your phone service would suffice?? Tv, have it, phone with wifi have it. Can the 2 be connected with a fire stick or do we need an actual playstation or wifi hotspot, or internet service through a seperate company?? Thanks.

Great! You’re already half way there! What I would do next is take a look at Hulu, Sling TV, CBS All Access, etc. to find out which option has the majority of what you want to see. If that company does not cover sports you may have to purchase an add on for it. As far as local sports, you might consider an antenna if you can’t get coverage otherwise.

YouTube is another option for online viewing that can take the place of your cable or satellite package. The popular web channel shares many movies and TV show episodes for legal viewing. YouTube won’t offer an abundant selection of quality movies and TV show episodes. Still, there are some available, and it’s free with your Internet access package.

Subscribing to these channels allows you to stream shows, either as soon as they air or on-demand after the fact. You can also stream movies, comedy specials, documentaries and even specialty sports events, just like what you get on the cable channel. The price tags are not for the faint of heart, since each one is just as expensive (if not more so) than a comprehensive streaming service.

Cons: Those unlimited screens come at an extra cost. Available only to Hulu With Live TV subscribers, the add-on costs an additional $14.99 per month, nearly twice the price of the basic subscription itself. One of users' biggest gripes with the service is that it doesn't allow for offline viewing. A lot of subscribers also recommend the no commercials add-on.
After Charter Communications recently acquired Time Warner Cable and Bright House Networks, it rebranded as Spectrum and has worked to simplify its services. Unfortunately, that means you’ll only have one option if you just want cable TV. That one TV-only plan is called TV Select. It comes with at least 125 channels and about 46% of the most popular channels. Notable absences include E! and the Travel Channel, but otherwise you’ll be getting a fair number of major networks.
If you've never heard of Windstream, that's probably because they only offer internet plans in 19 U.S. states. If you're outside of Windstream's service areas, another cheap internet plan under $50/month is AT&T's Internet Basic 5Mbps plan. For $40/month it includes a monthly allowance of 150GB of data at speeds of up to 5Mbps—definitely not as fast but it's enough to stream Netflix and YouTube in HD without a problem. 
FuboTV is a live online streaming service that specializes in providing sports programming. Though they also offer a selection of regular TV programming, they provide live streaming of games in the MLB, NFL, NHL and NBA, as well as major college sports and international sporting events. For $34.99 per month the service offers access to 68 channels. FuboTV is also offering a one-week free trial so that you can check out the service.
Upromise puts money in your kids college funds while you do your normal spending. Yes, it's another way to make extra money or to use your own money for other goals since you're not having to save as much for your kids college. Just remember to make wise decisions with your spending. You're not spending so your kids can go to college. The Upromise contribution is a side-benefit to spending on items already in your plan.
In my Google Chromecast Review, I stated Chromecast is the best option for pure cost-cutting. At $35.99 there isn’t much out there that will beat that price point. You will need an existing smartphone, tablet or laptop to use Google Chromecast. Chromecast allows you to stream content from apps on the device to your television. Installation is easy as all you do is plug it into your TV’s HDMI port and set it up on your Wi-Fi network.
Even if you watch a dozen or so shows a year, buying those seasons may be less expensive than paying for a cable subscription—and you’ll be able to watch on your TV, computer, phone, or tablet. We looked at 16 of the most popular TV shows across different networks back in 2016 (including Game of Thrones, The Big Bang Theory, Mr. Robot, The Blacklist, and Daniel Tiger’s Neighborhood), and the average price for a full season of these shows from the Google Play store was just under $25. On iTunes they were just under $32 a season, while on Amazon they were just about $29. Given that the average monthly cable bill at the start of that year was $99 per household, you could afford to buy between 38 and 48 TV-show seasons a year, depending on where you buy them, for the same price as cable, and have more flexibility in watching them. (This calculation doesn’t include shows that are exclusive to Netflix or Amazon, as you would have to subscribe to those services even if you have cable.)
Invest. There are no guarantees when it comes to investing, but you should always start sooner rather than later. If you are looking for a good investing platform, I recommend Motif. Motif Investing allows individuals to invest affordably. This approachable investing platform makes it easy to buy a portfolio of up to 30 stocks, bonds or ETFs for just $9.95 total commission.

Their ESPN and ESPN2 are already available with their CHOICE package and above, but if that's not enough, you can subscribe to their Sports Pack add-on ($13.99/month). This gives you access to 30 regional sports networks, like the MLB Network Strike Zone and Outdoor Channel. You also get specialty sports channels that cover fly-fishing and horse racing, as well as international soccer.
When you’re looking for an Internet Service Provider (ISP), it’s important to narrow down your search by zip code because coverage may vary depending on your location—even within a service area for a single provider. However, don’t assume that a narrow search means limited options. In addition to cable providers, there are likely DSL, fiber, and satellite providers available at your address. We’ll help you compare all your options so you get the best service at the right price. Enter your zip code below to compare plans and choose the best fit.
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