People who are having trouble selling their homes these days and could use a second pair of eyes to stage their home for the quick sale. To help people sell their houses, your staging services need to get buyers to envision themselves in the property. This opportunity takes some passion and skill for the job. You'll have to be comfortable telling people they need to remove clutter, rent furniture, etc. to get it in top selling condition. You'll need some designing skills but also have additional resources at your fingertips, such as a furniture company, storage options, etc. This will take some work getting set up but once you've done so, you can start networking with realtors. Consider offering some discounted services to make a name for yourself.
I have a personal blog that I use for journaling. I became good enough that I opened my own business as a social media consultant. I’m now making a decent amount of extra money. I am also a photographer with a lot of graphics program experience, so I make a little more by doing graphic design, photography, and even digital enhancement. You don’t have to be the best at something in order for it to be profitable; you just have to put in the work and be better or cheaper than other people out there. However, it IS work.
For the technically competent, I’d recommend setting up a Home Theater PC. A $70 AMD A6-5400K should handle all of your HTPC needs. If you’d like to game as well, consider a more expensive A8 or A10. Of course, you need to couple this with a case, PSU, motherboard, RAM, HDD, wireless 802.11n adapter, wireless keyboard/mouse, and OS. Most people who go this route aren’t starting from scratch, but if you are, it’s a significantly more expensive option than a set top box.

DISH’s sports package is only $13 each month for over 35 different networks. This includes NFL Network and Red One, MLB, beIN, and regional sport channels, like Longhorn Network. You can also purchase season and league passes for all kinds of sports, or individual league passes for access to one specific sports season (this is an option for most providers too).


Cable TV is what we have known for years. Only recently have we truly become acquainted with the ease of streaming video on demand. So what’s the difference? For starters, cable TV is easier for renters, doesn’t require a long-term contract, and isn’t affected by weather. Satellite, on the other hand, is cheaper and can be affected by weather. Satellite is available everywhere — you only need the sky. You can begin comparing satellite tv and cable tv right away. Here’s a list of satellite and cable tv pros to get you going:
Some people make the assumption that cable or satellite TV limits you to watching live programming from your television set at home. However, most of the nation's largest TV providers offer SO much more than that. Seriously, the perks are endless. Let's say you're Drew. Drew watches all sorts of different networks: sports, reality TV, sitcoms, HBO, you name it. He also hates dealing with commercials. Every Friday Drew has a movie night with friends and family, so he wants lots of on demand options. He travels often and likes to watch TV on his tablet in the hotel room while he's away. Sometimes he misses his favorite premieres while he's on the road. So what can a TV package do for Drew?
As far as what you need to connect your projector to the computer, I’m not sure, it’s hard to know exactly without knowing your exact setup. If your computer has a tuner built in you could plug in an antenna like this one to get your over the air signal, and then use some sort of wireless video streaming device to get the video source to your projector.
The best overall cable-alternative is Hulu with Live TV. It has a strong channel lineup and its base subscriptions are affordable. Even though it did not come first in any of the feature comparisons, it placed second for cloud DVR, device support, profile support, and local TV support. Combined with a deep catalog of on-demand TV programming, you get an alternative to cable that makes a lot of sense to a lot of people.
Select StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
After Charter Communications recently acquired Time Warner Cable and Bright House Networks, it rebranded as Spectrum and has worked to simplify its services. Unfortunately, that means you’ll only have one option if you just want cable TV. That one TV-only plan is called TV Select. It comes with at least 125 channels and about 46% of the most popular channels. Notable absences include E! and the Travel Channel, but otherwise you’ll be getting a fair number of major networks.
One should think about their skills, hobbies and basic daily habits as well. Do you like to cook? Be a personal cook or dinner parties. Baking? Make wedding cakes or cupcakes for weddings/special events. Do you enjoy cleaning? Trying going to banks/repo companies and ask if they are in need of a repo cleaner or market yourself as a all-around cleaner. Know how to mow a lawn? Get paid to do it in your neighborhood. Sell products from large companies – Jewelry in a candle, Sentsy, Health and home products – etc.
If you have an extra room in your house, consider listing it on Airbnb. Airbnb is a new way to travel for many people around the world. Instead of booking through expensive hotels, why not stay at someone's house? As a guest, you can choose high end to low end, choose to stay with other people or opt for privacy. As a host, it's a great way to make side money, utilize unused space, and meet new people! How much you can earn depends on your area so I recommend finding out by becoming an Airbnb host yourself!
Our TV experts at Allconnect® are familiar with popular TV service providers in your area, so we can help you make the best choice for your household. Whether you’re looking for a TV and internet bundle deal, a custom channel lineup or the cheapest TV service available, we partner with a provider that’s right for you. Check out some popular providers that may be available in your area.

While we didn’t look at providers whose service is restricted to just a few cities, if a regional provider is an option for you, it might be your best bet. Because they have fewer customers, they typically have higher customer service ratings and overall better quality. If you’re lucky enough to live in the service area for EPB Fiber-Optics or Armstrong Cable — go with them.


AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirgin IslandsVirginiaWashingtonWest VirginiaWisconsinWyoming
In 2016, Nielsen Company found that only about 19 channels were being watched by consumers who were paying for an average of 200. That’s less than 10%! To make sure you’re getting the most bang for your buck, think about the channels you watch on a regular basis, and then compare providers and plans to see which options include everything on your list without making you pay more for extras. Then, weigh the perks of your finalists. What do you value most — painless customer service, cheap monthly rates, premium channels? It’s your choice to make.
On the other hand, we found no streaming package with a sport channel lineup more comprehensive than a standard cable package as of late 2017. You also won’t find many popular regional sports networks that carry local MLB, NBA, and NHL teams. You can watch games that local teams play on ESPN and other national broadcasts, but you usually can’t watch every game through streaming-only services. (Many of these regional sports networks may end up under the ESPN umbrella as part of Disney’s planned acquisition of 21st Century Fox, but it’s still to early to say how this move will affect the streaming availability of local games for about half the teams in those three leagues.) In addition, some particular events are subject to their own licensing rules—for example, you can’t watch Monday Night Football through Sling TV on your mobile phone, because Verizon has exclusive rights to stream NFL games to phones.

With Frontier, depending on your location, you may be able to choose between FiOS TV or Vantage TV. FiOS TV is service by fiber-optic cable, rather than traditional. If you choose to bundle, you’ll have fiber-optic internet too — which means astronomical speeds. For your TV service, it might mean a sharper image but only if you have an HD or Ultra HD television to support it.
You don’t have to give up TV entirely to put some savings away. If you like traditional cable, satellite, or fiber TV, consider bundling or going with a smaller channel lineup. If you need only basic local channels, try out OTA TV. And if you’re looking for more flexibility than cable television can offer, see if you can affordably go the streaming live TV route.
One of the more popular options for watching streamed TV shows leaves out the media streaming software and network media device altogether, and has you just connecting your desktop or laptop directly to your HDTV.   With this option you all you need is a TV and a desktop or laptop with a video output.  Our laptop has a HDMI output, so it works well to connect it to our HDTV if we want.
Decluttr lets you sell everything from books to CDS to DVDs to electronics and even LEGO! It's my best recommendation for decluttering (hence the name!) by selling stuff you no longer want or need. With books, you just enter in the barcode or ISBN and they'll give you a value. It takes minutes to find out how much your stuff is worth and you don't have to register or anything to price things.
Verizon Fios: The great thing about Verizon Fios is their fibre-optic network. The advantage of fibre-optic is that they're able to carry much more data than traditional copper or coaxial cable, theoretically making their internet speeds faster. Their connections also have symmetrical speed, which means the speed is the same whether you're downloading or uploading. This can be useful for people who upload a lot of data online.

What you get: DirecTV Now should appeal to anyone who wants DirecTV service but not the satellite dish. The company recently hiked prices by $5 on its various plans. The company's Live a Little plan, which provides 60 channels, now costs $40 per month, and the Just Right package has gone to $55 per month. Go Big jumped to $65 per month, and the top 125-channel plan, Gotta Have It, costs $75 instead of the previous $70. The good news is that the NFL Network has been added to all DirecTV Now's packages starting with Just Right and above, at no additional cost. Also, you can add HBO for just $5 per month. The company will be launching a next-generation version of the service this spring that bumps up the number of simultaneous users from two to three.
Sometimes the best side hustle is putting in the time to get a better job. Investing in your career can have profound effects and help your earnings increase exponentially over time. Maybe one day you'll earn so much at your day job, you won't need a side hustle! I recommend browsing job boards like ZipRecruiter or even checking out a company like Pathrise. In their program, you will learn the all secrets from industry experts, armed with proprietary tools and data, to land a higher paying job and make more money.
Earnest (refinance your student loans): Same idea as above but on your student loans. There is $1.4 trillion in student loan debt outstanding. When you have student loan debt, it can make it hard to get ahead, invest, or to buy a home. If this sounds familiar, refinancing the debt can not only help you pay it off more quickly, but it can save you money on interest too.
Although we all know that the whole point behind cutting the cord is saving money and getting better TV time if the service is deemed worth paying for then why not go for it? Many people have not made the switch because they still value Live TV, which traditional TV reliably provides. But a few streaming services out there are trying their best to replicate the cable and satellite experience at a lower price and with more convenience. Streaming services are having quite the run, and they are here to prove to you that you can survive without cable. Be brave enough to cut the cord, look for cable TV alternatives, and then stream happily ever after.
However, even if you do have to pay for internet, that doesn’t mean you can’t save a ton by ditching your television service subscription. Just be aware that cable and satellite companies will tout their service bundles to try and convince you to commit to multiple services. While the promo or introductory prices may look attractive, they will go up when the initial period ends, so think long and hard about the potential consequences, especially if you have to sign a contract.

All the cable-replacement services offer some type of free trial period, so you can try before you buy. Because most require a credit card number, you’ll have to keep track of when the trial period expires and cancel if you don't want to continue the service. And remember that package details can change often, so check the latest offers before signing up.

For Linda Stuart: Depending upon where you live (elevation) or access to attic or roof for antenna, you should be able to get all the major broadcast network channels that you mentioned without cable (ABC, FOX, NBC, CBS, etc.) over-the-air-waves for FREE with a good antenna. Your local sports might be available on those stations or other local stations that you might be able to access. The major sports channels that are on cable could be premium and not readily available anywhere but on paid cable. (Like ESPN?) I don’t watch sports so I don’t know. Ask your cable company if they offer a minimal basic rate, really inexpensive, to only get a those few major sports channels. I doubt it because that is their BIG draw for cable to the many in our culture who are sports oriented. Good luck!
I’m a 39 yr old single father, custody of my 3 year old, pay child support from my first marriage, (excessive amount in my opinion but I grit my teeth and persevere). Two divorces, debt from first marriage, legal fees. I’ve been swimming in debt for 10 years now. I’m fortunate to have a company match savings plan, and I consolidated all my debt by borrowing against my own retirement savings at 3.75 simple interest. Even having a good paying job doesn’t fix the debt problem quickly however. So I have cut every reasonable corner. Cable TV was gone a long time ago. I started out with my laptop and an S Video cable to my TV. For months I would just browse the web for anything free and entertaining. Then a friend with Netflix let me “borrow” her account for a while and I got hooked on the children’s content alone. $7.99/mo is a steal for the endless videos for my son, and most educational! Later I added the Hulu Plus subscription. I’m still paying only $16 a month plus $38/mo for broadband for my video entertainment vs the $120/mo I was paying for cable and Internet before. I also recently got the Roku player, and just recently downloaded PlayOn. Now a tip for computer users. You can get a USB remote keyboard and mouse. That’s what I did for a year to act as my “remote control”. I still have my laptop going to my S video and use the TV screen as a big monitor. But the various devices like Roku and XBox etc are also great for practical purposes. It makes it much more like watching cable. Another tip. I have a smart phone with YouTube. During lulls at work, I comb the Internet for various websites like “Chockadoc.com” that have a library of Documenaries that they link to from YouTube. I will find a title that interests me, go to YouTube and search it, add it to my favorites, and then when I get home in the evening I access YouTube through PlayOn and watch it. If it weren’t for kids programming on Netflix I’d be tempted to drop my subscription. Oh, another tip. Roku supports developers who create “private channels” similar to the way jailbroken iPhones have some great non iStore apps. One you can get is JustIn.tv …. I’m not promoting this, it’s a perfectly legal streaming service for creating private streaming channels. I’ve seen people stream video of their pet goldfish all day. And If you are easily offended, there are other things you will see, so avoid children in the room if you are browsing the channels. But some people do stream television content. Not promoting this, but if you just HAVE to watch the Superbowl :-) oh and for some sports, Southeastern Conference football comes to mind, some networks like CBS Sports will stream live premium games. And there are always sports bars and grills that have TVs if missing a game would ruin your weekend. Cable TV would not have lost me if they’d modernize their business model to adapt to the digital age. It’s too easy for them to offer packages that allow you to pick the channels that interest you and no more. Last thought. My provider allowance is 50 gigs a month. This is something you should check into because some providers have smaller allowances. Ive yet to consume all 50 in a month but I’ve used 80% before.
Bookscouter will give you Amazon.com's trade in value, where you mail Amazon the book and get a gift card, they will not give you the used selling price because it's hard to compare apples to oranges. You may be able to get more for your book by selling it as a used book on Amazon, so be sure to double check that price. As an example, the trade in value of a book I looked up was $7.87 but used copies were on sale for $19.87.
Netflix is a great place for binge-watching entire seasons all at once. But unless it’s a Netflix original series, you’ll just have to wait until a season finishes airing to get started. But hey, no commercials! Accessing the service shouldn’t be a problem either. You probably have 10 devices in your house right now that came preloaded with the Netflix app. But if you want to use Netflix on more than one device at once, you’ll have to upgrade to the Standard ($10) or Premium ($12) plan.
DIRECTV is the go to satellite TV provider for sports fanatics. Get exclusive access to every live game every Sunday with NFL Sunday Ticket. Watch your favorite teams on your TV or stream the games on your laptop, phone, tablet, or gaming console. NFL Sunday Ticket also comes with the DIRECTV Fantasy Zone Channel, so you can get all the stats you need on your fantasy team. You'll also have access to Player Tracker, which lets you keep tabs on the stats of your 20 favorite players. Have too many live games going on at the same time? The DIRECTV Red Zone Channel lets you watch multiple games at once, on the same screen. You'll never miss a touchdown again.
Something to keep in mind is that not all of these alternative will have the latest and greatest shows. So, if you want to avoid spoilers and keep up with your friends who have still have cable, you’ll want to get something like Hulu that offers new shows right after they air on cable vs Netflix, where you have to wait until the entire season is over and that’s if they acquire the rights to the show.
I don’t see on here the fact that Sling only allows you to stream on one device. I have contacted them and they seemed to have no clue that this is an issue but it is. We need to stream on 3 like Netflix does; Sling offers that as a “Family” pack but not in the U.S. That makes no sense to me. Do you know if they plan to remedy that? The service rep I spoke to seemed to have no clue.
Steven, not sure why you’re so angry. If you go back through the article, in the options discussed, yes, not all of them are completely free. Some of them have up front costs or costs for equipment when you first start. After that, however, many of them are free or monthly subscription cost free (not all of them).The main one, using an antenna and watching over-the-air television, is something you can do without a recurring monthly cost. If you don’t have a TV and antenna up front, yes, you’ll have to pay for those. You’ll also have to pay for an over-the-air DVR if you want to record programming. But after you pay for those costs there are no monthly costs. Sorry you weren’t happy with the article, but there are quite a few options in the article that you can do for free. Best of luck to you, and happy new year!
The options above are ones I have personally found online. What if none of those providers service your location? Luckily, I have partnered with an internet sales solution team that will find available internet in your area. Simply call toll free (855) 432-3254, provide your zip code at the prompt and a sales representative will provide you with available internet offers in your area.

Do you love getting refunds? How cool would it be to get money back on stuff you’ve already bought? Paribus is a service that lets you find out if stores you’ve shopped at online owe you a refund.  It’s free to sign up. Paribus connects to your email account and checks your receipts.  If they find out a retailer has dropped their price they file a price adjustment claim for you.  Try out Paribus.

As far as what you need to connect your projector to the computer, I’m not sure, it’s hard to know exactly without knowing your exact setup. If your computer has a tuner built in you could plug in an antenna like this one to get your over the air signal, and then use some sort of wireless video streaming device to get the video source to your projector.
PlayStation Vue’s interface feels much smoother than any other streaming service we’ve tested. It really starts with the attention to detail. PlayStation Vue clearly labels channels and “On Demand” content up in the top right-hand corner of the screen. This makes it easier to differentiate live content vs. on-demand content and surf for other shows that particular network has to offer.
I use a combo of Roku, a Mohu Leaf antenna (excellent picture quality) to get OTA signals and a Tivo Premiere box as I wanted the option of recording the OTA signals and the convenience of watching them when I wanted to. The Tivo service is $20 a month, but has lots of great features (season pass, Tivo Desktop, online programing to name a few) and is LESS than 1/3 the price of my FORMER dish bill :)
To find the internet providers in my area, simply enter your address in the form above and you’ll see all of the internet providers and the plans they offer to your address. Our platform is integrated with the leading national and regional internet providers (companies like AT&T U-Verse, Spectrum, CenturyLink, CableOne, Cox, Rise Broadband, and more) allowing you to quickly find and compare all of the internet providers and plans in your area.

If you have a knack for a certain subject and live near a college, consider offering up your brain power and teaching skills for some quick cash. Grade school kids need help too, and parents pay better than college students. You can take this idea to the next level and scale by tutoring online. We have an interview post dedicated to a chemistry tutor who took his skills to Tutor.com.  To be successful, you have to have a good grasp of the concepts but also be able to find a way to relate topics using real-world examples.
I can’t think of any no contract TV services that don’t require an internet connection, the only thing you can get as far as I know without internet is cable TV or over-the-air TV – and over-the-air isn’t going to have a lot of the TV stations you mention. For those you’ll have to pay for cable TV, or for a service that requires an internet connection.
Thanks for all your helpful options for watching TV though streaming online movies or subscribing to a movie network Like Amazon or Netflex but if I wanted to could I purchase a hard drive for more storage space for the movies or download the app Plex.com and scribe to a lifetime subscription? The thing that I’m confused about is do I need internet service or can I do these things with hotspot from my phone?
If you’re a dedicated satellite user and a power-TV watcher, you’ll be more impressed with DIRECTV’s line-up of channels and specialty packages, though you’ll generally pay a little more than you would with DISH. DIRECTV offers double the number of package options and more add-ons. Since they’re both satellite providers, chances are you’ll have the option of either one for your home no matter where you live, so compare their specific offerings to see how they measure up to your own viewing habits.
Note: Unlike Netflix, Amazon doesn't offer its full library with the susbscription. Only content marked as 'Prime' is available for viewing, and you'd have to pay to access other premium content. Still, you can try out their 30-day free trial, and watch some of Amazon's critically-acclaimed original content such as 'Transparent', and 'The Man in the High Castle' before deciding if its worth it.
You will instantly get over 100 channels, and there are tons more that you can add along the way. PlayLater is software for your computer or mobile device that records streaming media, saving it to your device for future viewing.  If you already have a streaming device or gaming console, you've already got most of the features offered by this software, but for $39.99 for lifetime access, you won't waste a lot of money trying it out.
Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Essentially, you act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!
Call your cable provider. Remember that providers are not required to advertise the “basic” package in the United States, and so most list only the “standard” and higher packages on their websites. That means, if you want the cheapest package, you will need to call and discuss your desired package in person, rather than purchase online. Any special tweaks needed to be made to your package will have to be done over the phone, or in person, where possible.
Having your own site to sell gently used handbags is probably going to be a really, really difficult endeavor for what its worth. It will be hard to get enough eyeballs/visitors on those bags to generate enough sales to make you any meaningful income (it’s an incredibly small niche and almost too specific in nature). Not to deter you from the idea completely but you’ll need to commit to several years of patience to really hit a home run in that field.
I don’t have an xbox or other gaming system. What would be a cheap alternative? Would Apple TV be sufficient? Or Roku? When it comes to all of these devices, I am completely in the dark. I just want to create a seamless connection between a projector, computer, antenna over a cheap but fast wifi connection (possibly FreedomPop). Any advice would be greatly appreciated. Thanks!
Netflix is a great place for binge-watching entire seasons all at once. But unless it’s a Netflix original series, you’ll just have to wait until a season finishes airing to get started. But hey, no commercials! Accessing the service shouldn’t be a problem either. You probably have 10 devices in your house right now that came preloaded with the Netflix app. But if you want to use Netflix on more than one device at once, you’ll have to upgrade to the Standard ($10) or Premium ($12) plan.
Find a cable provider in your area. Not all cable providers are available everywhere. Find a provider that operates in your area first. You can do this by doing an Internet search such as “cable provider + [your zip/postal code]”. If you find that the provider isn't offering as good a deal as ones you've researched online, this will be a time of negotiation, in which you can point out what you'd like and what is offered elsewhere.
DISH's Hopper 3 DVR unit is also one of the best in the market, allowing you to record up to 16 different shows at once. With receivers, you can have up to eight unique streams in your home. This means you can have up to eight TVs in your home playing different channels at the same time. The Hopper 3 also records up to 500 hours of HD content, and auto skips commercials.
Both of us have managed to survive without a cable subscription for years, but the lifestyle isn’t for everyone. If you’re going to take the plunge, you’ll need a device—or multiple devices—to stream through. Thankfully, the cost of a media streamer is far less than it was even just a few years ago, so adding a few around your residence is easy to do. Over the past several years, we’ve found that Roku makes the best media streamers for most people, but we’ve tested streaming boxes from Apple, Google, Amazon, and Nvidia and have recommendations for any type of viewer.
As a #1 New York Times best-selling author and seasoned communicator, Rachel Cruze helps Americans have a life and a bank account they love. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, youtube.com/rachelcruze, or facebook.com/rachelramseycruze.

…Marketing an eBook is definitely the hardest part. Ebooks have exploded in popularity and the market is unfortunately saturated with crap from people who thought they could write a quick eBook, put it on an affiliate network, and make millions. However, if you CAN find a good way to market (or possibly have others market by having it listed on affiliate networks) then an eBook can be a great way to make some residual income.
Fios has three 'double play' packages, which refers to their internet and TV bundle. At the lowest tier they provide 50 Mbps internet, and the 'Fios TV Local' plan which includes 15+ channels, with 5+ of them being in HD for $49.99/month. The plan includes most of the major networks such as ABC, NBC, CBS, Fox and PBS. The overall package is quite basic, but the upside is that there is no annual contract.
Video Streaming Services:  There are tons of online video streaming services like Hulu.com, Netflix,  Amazon.com Instant, CBS.com,  Philo, YouTube,  Comedy Central, HGTV, and ESPN that support the PlayOn software!  The software also now supports plugins, so additional channels are appearing all the time including the Food Network, NBA/NFL content, and others! –  Cost:  Free
Comcast has earned a reputation for bad customer service, but it has steadily improved its ratings year after year. Its ACSI score rose by eight points in just one year, from 54 out of 100 in 2015 to 62 out of 100 in 2016. This is an indication that the company is making an effort to improve its reputation and will likely continue to progress. Though from 2017 to 2018, its rating did drop by one point.
×